Board Member

Robert  Howe

Robert L. Howe

Robert L. Howe has served as a director since 2005. He served the State of Iowa Insurance Division from 1964 to 2002 in various capacities.  He was named Deputy Commissioner and Chief Examiner in 1985 and served in that position until his retirement in 2002.  During this time, Mr. Howe was responsible for the financial oversight of 220 domestic insurance companies.  Since his retirement, Mr. Howe has been a self-employed insurance consultant.  Mr. Howe served as a director of EMC National Life Company from 2003 until 2007, and, from 2007 until 2018, Mr. Howe served as a director of EMC Insurance Group.  He also served as the designated financial expert on the board of directors of EMC Insurance Group.  Mr. Howe is a certified financial examiner, certified insurance examiner, certified government financial manager and accredited insurance receiver.

Independent Director